Are you tired of living in rented accommodation and dreaming of owning your own home in Delhi? Then here’s good news for you. Apart from the Pradhan Mantri Awas Yojana-Urban (PMAY-U), the Delhi Development Authority (DDA) has launched a special scheme to help you buy a house in the national capital at affordable rates. The DDA Apna Ghar Awaas Yojana 2025 is now live and offers over 7,500 ready-to-move flats across three locations in Delhi with discounts of up to 25%.
What is DDA Apna Ghar Awaas Yojana 2025?
Launched on 20 May 2025 by Delhi’s Lieutenant Governor Vinai Kumar Saxena, the DDA Apna Ghar Awaas Yojana is a residential housing scheme by the Delhi Development Authority that offers affordable housing under the “First Come, First Serve” basis.
Under this scheme, ready-to-move flats in various categories—EWS, LIG, MIG, and HIG—are being offered in Siraspur, Loknayakpuram, and Narela at concessional rates.
Highlights of the Scheme
| Total Flats Available | Approx. 7,500 |
| Discount | Up to 25% |
| Mode of Allotment | First Come, First Serve |
| Booking Started | 27 May 2025 at 12 PM |
| Flats Available In | Siraspur, Loknayakpuram, Narela |
| Scheme Launch | 20 May 2025 |
| Registration Start Date | 20 May 2025 |
| Flat Booking Start Date | 27 May 2025 (12 PM) |
| Last Date to Apply | 26 August 2025 |
Flat Availability & Pricing Details
| Location | Type | No. of Flats | Area (in sqm) | Discount | Price (After Discount) |
|---|---|---|---|---|---|
| Siraspur | 1 BHK (LIG) | 564 | 35.76-36.39 | 25% | ₹13.06 – ₹13.28 lakh |
| Loknayakpuram | 1 BHK (LIG) | 150 | 42-44.46 | 25% | ₹20.24 – ₹21.35 lakh |
| Loknayakpuram | 2 BHK (MIG) | 96 | 134-141 | 15% | ₹1.003 – ₹1.0455 crore |
| Narela | EWS | 115 | 61-66.4 | 15% | ₹27.20 – ₹29.75 lakh |
| Narela | 2 BHK (MIG) | 386 | 112-141 | 15% | ₹85 lakh – ₹1.037 crore |
| Narela | 3 BHK (HIG) | 226 | 160-186 | 15% | ₹1.19 crore – ₹1.47 crore |
Eligibility Criteria
To apply for a DDA flat under this scheme:
For joint application with a differently-abled person, the co-applicant must be a close family member
Must be a citizen of India
Applicant must be 18 years or older
For EWS category, annual family income must not exceed ₹10 lakh
No income limit for LIG, MIG, and HIG categories
Must have a valid PAN card
How to Apply for DDA Apna Ghar Awaas Yojana 2025
Visit the official DDA website
Create a login using your PAN and other personal details
Use the login ID and OTP to access your dashboard
Select “DDA Apna Ghar Awaas Yojana 2025”
Pay non-refundable registration fee of ₹2,500
Proceed with flat selection
Choose your preferred flat from the list
Review layout, size, and price before finalizing
Flats are ready-to-move, so possession is quick
Booking opens from 27 May 2025
You get 15 minutes to make the booking payment
During this window, no one else can book your selected flat
Make sure your bank account has enough funds
A Demand-cum-Allotment Letter (DOL) will be issued within 24 hours
Booking Amount (Based on Category)
| Category | Booking Amount |
|---|---|
| EWS | ₹50,000 |
| LIG | ₹1,00,000 |
| MIG | ₹4,00,000 |
| HIG | ₹10,00,000 |
Documents Required
- Self-declaration for age and nationality
- Undertaking of no alterations in flat
- Valid ID proof: Aadhaar Card, Voter ID, Govt. ID, Driving License, or Ration Card
- Attested PAN Card copy
- Copy of Loan Sanction Letter (if applicable)
- Bank Statement with name & account details
- EWS certificate (for EWS category)
- Disability certificate (if applicable)
- TDS certificate (if asked)
Payment Terms
- Full payment must be made within 60 days of receiving the DOL
- For differently-abled buyers opting for Hire Purchase, pay 25% upfront and the rest via EMI for 15 years
- If payment is not made within deadline, booking will be cancelled
- Booking amount is non-refundable if canceled due to non-payment
Home Loan Facility
- Apply for a home loan within 30 days of receiving the DOL
- Delays by the bank will not be DDA’s responsibility
- Loan can be taken from any government-recognized bank
- Delays in payment may incur penalty charges
How to Pay for the Flat
- Registration and booking fee can be paid via NEFT/RTGS/Net Banking
- Once the demand letter is issued, payment must be made from the applicant’s account only
Late Payment Penalty
| Delay Duration | Penalty |
|---|---|
| Up to 2 days | 10% interest (automatically charged) |
| 3 to 60 days | 14% interest on the pending amount; 25% payment must be made |
| 61 to 90 days | 14% interest on the remaining balance |
| Govt. holiday on due date | The next working day will be considered as the due date |
When Will You Get the Keys?
Once you complete the payment and documentation process, possession will be handed over within a short period since all flats are ready for immediate occupancy.